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7 Sure-Fire ways of reducing your home insurance premium Home security improvement: All insurance companies will happily offer you a discount for burglar alarms and smoke detectors. Homes with fire and burglar alarms that communicate with a third party monitoring company receive a higher discount on their insurance premiums. When possible, choose a higher deductible: To reduce your premium, it is best advised to increase the deductible to the extent you can afford. Your home insurance premium will fall by as much as 20% if you increase the deductible from $200 to $1000. Multiple insurance – Same provider: If you consolidate your home insurance and auto insurance with one insurance company, expect a premium reduction between 10 – 15%. This also means you are making one payment for all your insurance needs. Consolidate and win. Discount for non-smokers: Some home insurance companies will offer a non-smoker discount to the tune of 15%. Check with your insurance company if they offer a non-smokers discount. How far is the fire station? If you live more than 5 miles from the nearest fire station and more than 1,000 feet from a fire hydrant, you can expect a higher premium. Also if you live in the country, you will probably pay higher insurance rate than if you were living in the city. Type of construction: The construction type of your home also plays an important role in determining your insurance premium. A wood frame home will cost more to insure than the one built mostly of concrete. Claims free record and renewal discounts: If you have not had a claim under your current home owners policy for the past 3-5 years, you will get a 15% discount on your premium. Expect additional discount if your policy has been in force with the same insurance company for 3 years or more. Conclusion: I am hopeful you have gained preliminary knowledge on the subject of home insurance premiums. With these helpful tips you will be able to understand and demand discounts on your home insurance premiums. Good Luck! About the Author "@Copyrights 2005" - Bill A Smith is an insurance agent and insurance advisor for Sunshine home and auto insurance services. Bill has over 10 years of experience in providing insurance services to clients.

Home Security News

14-Year-Old boy killed by Al-Dhale' security while walking home (Yemen Times Online)
SANA'A, June 29—A 14-year-old boy was killed last Friday when a Security Administration soldier in the Jahaf district of Al-Dhale' governorate shot him while the boy was on his way home from his classmate’s house.

Hughco Alarms and Village Home Security announce merger (Hot Springs Village Voice)
Village Home Security Systems (VHSS) of Hot Springs Village announces a business merger with Hughco Alarms of Hot Springs, Ark. Both businesses are licensed security companies which sell and install security systems for businesses and homes.

UN office in Pak receives threats, staff told to stay at home (Outlook India)
A United Nations office in the Pakistani capital received a threatening phone call, prompting the organisation to ask its staffers to stay at home due to the security threat.

Security Group Worries of New Fire Department Policy (KLAS Las Vegas)
There is a trend sweeping through fire departments in the Las Vegas Valley, and the Nevada Security Association thinks it increases the risk of fire damage inside a home. Reporter Edward Lawrence has the details of the new policy.

Iraqi PM to parade progress on trip (AP via Yahoo! News)
Iraq's prime minister plans trips to Europe and the Persian Gulf this month, apparently hoping improved security at home will pay dividends in greater international support — including from a country that did not back the U.S. invasion.

Helpful Home Security Software Links

Gibson Research Corporation Home Page
Steve Gibson's and Gibson Research Corporation's Homepage. ... Windows. security-enhancing freeware utilities. ... software a web site is using can be important to your security. Ultimately, the security ... and downloading our commercial software ...


CERT Coordination Center
CERT Coordination Center CERT Coordination Center The CERT Coordination Center is part of the Software Engineering Institute at Carnegie Mellon University. Its primary function is to work with industry to identify and eliminate Internet ...


Zone Labs: Zone Labs, Internet security products, online safety, software, protection
Zone Labs is a software technology company dedicated to providing leading Internet products enabling safe and productive use of the Internet ... Thursday, August 11, 2005. Home. Search ... Drive Computing Platform. ZoneAlarm Security Suite on a U3-powered ... that may be collected through software downloaded from the site. ...


Security at Home: Spyware
Learn about spyware and discover how to use anti-spyware programs to help protect you and your computer against privacy invasion. ... Security At Home. spyware. Spyware and other unwanted software refers to software that performs certain tasks ... of spyware and other unwanted software and how you can help protect ...


PGP Corporation - Home Page
select a country France Germany U.K. U.S.A. ... The only commercial security vendor to publish source code ... Universal solves a real security problem—enterprise-level encryption ... Encryption Solution. Gartner: "Cool Security Vendor" ...


Home PC Firewall Guide
Learn how to protect home computers and networks from Internet outlaws by using personal firewall, antivirus and anti-spyware software plus low-cost hardware routers. Find product reviews. ... reviews of Internet security and privacy products for home, telecommuter, and SOHO (small office ... tighten Windows before installing new security software. To avoid conflicts, do ...


Home Security Software
... Home Security Software. Contents ... confronted with a monitored security system. The Peacekeeper®home security system provides ultimate protection for your ...


Panda Software. Protection against viruses, spyware, spam and other Internet threats
... According to PC Magazine US, Panda Software responds faster than competitors to new threats ... Home & Home office. Platinum Internet. Security 2005 ...


Home Network Security
Related. more links. Message. Visit wap.cert.org for wireless advisories. Related Sites. CERT&reg Coordination Center. Home Network Security ... What does antivirus software do? Computer security risks to home users ...


Home Security Software
... Home Security Software. Home security software: Watcher. Watcher turns your webcam and PC into a complete surveillance ... $69.95 - Webcam Corp. HSSVSS Home Security Video system ...


Internet Monitoring, Filtering and Blocking Software
Cyber Sentinel Internet Filtering, Monitoring, Blocking Software. Use with all windows applications including Instant Messanger, Chat rooms, e-mail. Also Policy Central Pro reinforces and monitors your company's Acceptable Use Policy


McAfee - Antivirus Software and Intrusion Prevention Solutions
McAfee creates best-of-breed antivirus software and computer security solutions that span large enterprises, small- and medium-sized businesses, and home users. ... Global Sites: Home & Home Office. Small & Medium Business ... Proven Security, Comprehensive PC Protection for Home Users ... Proven Security, Comprehensive PC Protection for Home Users ...


The home of Spybot-S&D!
Quick search: Print this page... Copyright © 2000-2005. Patrick M. Kolla. All rights reserved. Home. ... to www.spybot.info, the home of Spybot-S&D, the best (according to PC World, PC Mag, Download.com...) privacy software available!


Home security :: Home protection
save up to 78% on exceptional X10 Home security systems and home protection with XCam2 ... Camera Systems, Home Automation Systems, Home Security Systems, Entertainment Systems, and Software. Home security is knowing your family ...


Security - Security Software and Home Security
Security Software - Internet Security plus Home and Personal Security Products ... Security Superstore - Security Software - Home Security. Will You Be Protected Against ... security system. Security - Security Software and Home Security. network security training ...


Symantec Worldwide Home Page
... support. security response. downloads ... to use a combination of security tools to reduce chances to ... Home & Home Office. Norton Internet Security 2005 AntiSpyware Edition ...


Cisco Systems, Inc
... Security and VPN. SFS 3000 Series Multifabric Server Switches SFS 7000 Series InfiniBand Server Switches VFrame_ Server Fabric Virtualization Software ... Home & Home Office Service ...


Spy Software
Spy software: keylogger, chat logging, parental control, employee monitoring and other spy tools. You have the right to know! ... Spy Software. + Employee Monitoring ... RoboNanny - is a home security monitoring tool. It monitors sound level in your room via your computer microphone ...


RSA Security: solutions for enterprise data privacy and identity and access management
RSA Security solutions inspire confidence by securing e-business. Solutions include identity management, access management, secure mobile and remote access, secure enterprise access, and secure transactions. ... RSA Security Announces Second Quarter Results ... Don't miss the must-attend event for info security professionals. © 2005 RSA Security Inc. All rights reserved ...


Microsoft Corporation
The entry page to Microsoft's Web site. Find software, solutions, answers, support, and Microsoft news. ... Product Solution Centers. At Home. Windows XP ... TechNet. Security Center. Server Trial Software. Script Samples ...